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                          Disclosure

                          Joseph Ponchione is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, CT, DE, FL, MD, NC, NJ, NY, OH, PA, RI, SC, TX, VA, and WV. No insurance business may be conducted outside the states referenced.

                          Joseph Ponchione is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1407 Eisenhower Blvd Ste 301, Johnstown, PA, 15904, 814-269-9161. In this regard, this communication is strictly intended for individuals residing in the states of AL, CT, FL, MD, NC, PA, RI, TX, VA, and WV. No offers may be made or accepted from any resident outside the specific states referenced.

                          PONCHIONE FINANCIAL GROUP is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                          Neither PONCHIONE FINANCIAL GROUP nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                          For more information about NYLIFE Securities LLC and its investment professionals.

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                          PONCHIONE FINANCIAL GROUP Logo
                          • About Us
                            • Our Team
                              • Meet Your Agent
                              • Products & Services
                                • Products
                                  • Our Services
                                  • Resources
                                    • Calculators
                                      • Articles
                                        • Life Stages
                                          • Videos
                                            • Business Solutions
                                            • Account Access
                                              • NYL Online Account
                                                • NYLIFE Securities
                                                  • MainStay Mutual Funds
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